spruce bank mobile deposit

I also had to call 4 different times because their were multiple charges for 1 item bought. Available only at participating H&R Block offices. As a Spruce member, youll pay no fees to withdraw funds from Allpoint ATMs, of which there are thousands around the United States. Additional qualifications may be required. Get help using Spruce online banking services. Additional qualifications may be required. It is not an extension of credit; it is a courtesy exercised at the banks discretion. To do this, many or all of the products featured here may be from our partners. You'll want to look elsewhere for earning interest on your account, though. Online banks are just as safe as brick-and-mortar banks, and you may like them if you're comfortable banking digitally, Mobile banking lets you bank from anywhere, but may not offer as many services as traditional banking, Must open both Savings and Spending account, Spruce Savings account is linked to Spending account, which is the primary Spruce bank account, When you use the Spruce debit card at select retailers you'll get cash back rewards automatically deposited into your account, 55,000 free ATMs nationwide through the Allpoint ATM network, Deposits are FDIC insured through MetaBank, To receive Courtesy Coverage, you must make at least $200 in qualifying direct deposits within a 35-day period, To get a $20 bonus, open a new Spruce bank account before April 20, 2022, and make at least $200 in direct deposits during the first 45 days of opening the account. SpruceSM Spending and Savings Accounts are established at, and the Spruce debit card is issued by, MetaBank, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. Additional time commitments outside of class, including homework, will vary by student. 5 Stars, 4.25 https://www.hrblock.com/universal/digital-online-mobile-privacy-principles.html. Its like its disabled ?? 5 Stars, 3.75 You can sign up online or through mobile. State e-file not available in NH. Please drop us a line at solutions@sprucemoney.com or call us at 1-855-977-7823 so we can investigate this issue further and work on getting it fixed. The following data may be collected and linked to your identity: Privacy practices may vary, for example, based on the features you use or your age. Conditions and exceptions apply see your, The Check-to-Card service is provided by Sunrise Banks, N.A. Spruce Spending and Savings Accounts established at, and debit card issued by, Pathward, N.A., Member FDIC, pursuant to license by Mastercard. of - Cash Back. Audit services only available at participating offices. We compared Spruce Banking to two other online banking platforms: Chime and One. Spruce is a mobile banking app for people who want to be better with money. Limitations apply. Spruce has some other key benefits. Download the app: Spruce is a mobile-friendly platform. CTEC# 1040-QE-2662 2022 HRB Tax Group, Inc. Thank you! Cash back will be deposited in your Savings Account. Additional information can be found by visiting www.metafinancialgroup.com. A Power of Attorney may be required for some Tax Audit & Notice Services. Sophia Acevedo is a banking reporter at Insider. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. The company blends digital innovation with human expertise and care as it helps people get the best outcome at tax time and also be better with money using its mobile banking app,Spruce. Were sorry to hear about the poor customer service experience you had and wed like to help! Spruce demonstrates how H&R Block continues to expand into key adjacencies, such as fintech, and is one more way in which the company is helping customers achieve year-round financial confidence. Additional training or testing may be required in CA, OR, and other states. BIG MISTAKE !!! You dont have to activate your offers though. File yourself or with a small business certified tax professional. Mobile check deposit can make adding money to your bank account quick and easy, without having to pay a visit to a branch. Youre welcome to contact our media team about your story. . A mobile banking app for people who want to make the most of their refund. Spruce is the mobile banking app for you. Year-round access may require an Emerald Savingsaccount. Tax returns may be e-filed without applying for this loan. Deposits that do not qualify are mobile check deposits, internal transfers, transfers . Federal pricing will vary based upon individual taxpayer circumstances and is finalized at the time of filing. Spruce is a mobile banking platform built and backed by H&R Block. Spruce automatically categorizes your transactions and lets you choose which areas to keep a closer eye on with the Watchlist. Spruce fintech platform is built by H&R Block, which is not a bank. FICO is a trademark of Fair Isaac Corporation. If you are looking for a simple solution for your mobile banking needs that will help you get better with your money, try the Spruce Spending and Savings Accounts to get a $20 bonus with a direct deposit. Cash back earned by qualifying purchases will be deposited in the Spruce Savings Account. Copyright2022-2023 HRB Digital LLC. Two-thirds of the U.S. population struggle with one or more aspects of their finances, including spending, saving, and planning. Spruce is a Mobile Banking App and includes a Debit Card with Benefits Saving goals. And, for a limited time, you'll get a $50 bonus when you receive qualifying direct deposits.Here's how Spruce can help you be good with money:- No sign-up fees, no monthly fees, no credit check, and no minimum balance required. Once your account is created, you'll be logged-in to this account. ThroughBlock AdvisorsandWave, the company helps small-business owners thrive with innovative products like Wave Money, a small-business banking and bookkeeping solution, and the only business bank account to manage bookkeeping automatically. Get your federal tax refund up to five days early.7Go to disclaimer for more details, Score a $50 bonus when you receive qualifying direct deposits. The College Investor does not offer investment advisor or brokerage services, nor does it recommend buying or selling particular stocks, securities, or other investments. Payroll services and support to keep you compliant. Transfer funds: If you have a funding account, be ready to provide that information. Spruce is a mobile banking platform built and backed by H&R Block. Requires opt in and $200 in qualifying deposits over prior 35-day period. Refund Transfer is a bank deposit product, not a loan. Our experts answer readers' banking questions and write unbiased product reviews (here's how we assess banking products). If you have a high account balance, you also may want to consider other options. Took 1 week to get my money back. It gets worse from there.. BBB ratings won't necessarily guarantee your relationship with a bank will be perfect, though. Once youve chosen one, you can then: Repeat as needed until all your goals are accounted for, and add new goals as they arise. Personal state programs are $39.95 each (state e-file available for $19.95). Get your paycheck up to 2 days early with direct deposit. HRB Tax Group, Inc. KANSAS CITY, Mo., Jan. 20, 2022 (GLOBE NEWSWIRE) -- Living paycheck to paycheck is one of the biggest sources of economic stress for Americans todayand these anxieties impact mental and physical health. See Spruce Rewards powered by Dosh Terms for details. The Spruce mobile app is available in the Apple Store and Google Play Store, where it has 5 stars but limited customer reviews. Pathward does not charge a fee for this service; please see your bank for details on its fees. 2022 HRB Tax Group, Inc. H&R Block Emerald Prepaid Mastercard is issued by Pathward, N.A., Member FDIC, pursuant to license by Mastercard. Opinions expressed here are the author's alone, not those of the bank, credit card issuer, airline, or hotel chain, and have not been reviewed, approved, or otherwise endorsed by any of these entities. Are There Any Fees? State e-file not available in NH. Spruce does have a couple downsides worth noting: Spruce is one of the most exciting mobile banking apps Ive come across recently. H&R Block created Spruce to address this gap and bolster financial inclusion by helping people build healthy financial habits every day. White Collar criminals. Enrollment in, or completion of, the H&R Block Income Tax Course or Tax Knowledge Assessment is neither an offer nor a guarantee of employment. Spruce is a Mobile Banking App and includes a Debit Card with Benefits. 5 Credit score is FICOScore 8 based on Experian data. February 03, 2022, 4:31 p.m. EST 6 Min Read. Were sorry for the issue you encountered with Spruce, and wed like to help. Terms and conditions apply; see. Receive your federal tax refund up to 5 days early, ** get paychecks up to two days early, 1 and earn automatic cash back rewards at select retailers. Pricing varies by location. It is not an extension of credit; it is a courtesy exercised at our discretion. Pay yourself when you spend and round up to the nearest dollar. We have you on our list and we promise to only send you the good stuff. Simple steps, easy tools, and help if you need it. However, the Spending and Savings accounts are FDIC insured through Spruce's. We're back with some exciting additions and updates to Spruce!First up, we've made it even easier for you to set up payroll direct deposit straight from the app. I first got this app and the card for my tax refund. While we do our best to keep these updated, numbers stated on this site may differ from actual numbers. ; it is not your tax refund. Somehow I ended up with this Speuce account with no card and my taxes are just sitting. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Payroll services and support to keep you compliant. E-file fees do not apply to NY state returns. Spruce has no sign-up fees, no monthly maintenance fees, and thousands of fee-free ATMs4Go to disclaimer for more details all around the country. Receive your federal refund up to 5 days early with Spruce. The best part is my tax return wasnt suppose to be direct deposited until 02/22, however it came EARLY!! It was recommended to me when I visited H&R block to do my taxes. Editorial Note: I was at least able to get access to the money to pull it all off. A 0% interest loan of up to $3,500 received within minutes of filing, if approved. . No sign-up fees. All three banking platforms require no minimum opening, deposit, or monthly fees. Tax Audit & Notice Services include tax advice only. Once youre in the mobile app, if you try clicking on security notifications to choose how youd like your security set up, it doesnt do anything ?